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Salary & In-Hand Calculator — Free Online Tool

Official Indian income tax take-home salary calculator for FY 2024-25 / 2025-26 with ₹75,000 standard deduction.

Interactive Tool Workspace Ready

Upload your file to begin processing locally on your device with WebAssembly security.

How to Use Salary & In-Hand Calculator Online

  1. Step 1: Enter Annual Cost to Company (CTC) — Input your gross annual CTC offer letter package in INR (₹).
  2. Step 2: Select Tax Regime & Basic Pay % — Choose between the simplified New Tax Regime or Old Tax Regime with 80C deductions and adjust Basic Salary ratio.
  3. Step 3: View Monthly In-Hand Take Home — Get exact breakdown of monthly gross pay, Employee PF (12%), Professional Tax, Income Tax (TDS), and liquid take-home.

Why Use PDFly XO for Salary & In-Hand Calculator?

  • 100% Client-Side Privacy: All file processing is performed locally in your web browser. Your private documents are never uploaded to any remote server.
  • Zero Wait Time: Local WebAssembly execution ensures near-instant document processing without file size upload latency.
  • Free & Unlimited: Complete access with no subscriptions, watermarks, or hidden paywalls.

Frequently Asked Questions

Does this calculator support the New Tax Regime for FY 2024-25 / 2025-26?
Yes. It includes the revised tax slabs, zero tax liability up to ₹7 Lakhs / ₹7.75 Lakhs with Section 87A rebate, and the ₹75,000 standard deduction.
How is Employee Provident Fund (EPF) calculated?
EPF is calculated as 12% of your Basic Salary component, capped or matched according to statutory EPFO guidelines.
Can I compare take-home salary between New and Old Tax Regimes?
Yes. Easily toggle between New and Old regimes to see which option yields higher monthly liquid take-home pay for your salary bracket.

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